How much does a public adjuster cost in Fort Lauderdale?

Florida caps public adjuster fees at 20% of the claim payout under normal circumstances, and 10% when a state of emergency has been declared. Most Fort Lauderdale PAs charge 10-15% on contingency - you pay nothing upfront.

Do public adjusters only handle home insurance claims?

No. Public adjusters handle residential, commercial, condo/HOA, vehicle, marine, and business interruption claims. In Fort Lauderdale, marine and vehicle flood claims are especially common.

Can a public adjuster reopen a denied claim?

Yes. Public adjusters regularly reopen and win denied claims by providing supplemental documentation, engineering reports, and policy analysis that the original claim lacked.

What is the statute of limitations for insurance claims in Florida?

As of SB 2A (2023), Florida reduced the statute of limitations for property insurance claims from 5 years to 2 years for new policies, and 3 years for existing policies. This makes timely filing even more critical.

★ Fort Lauderdale, FL - Broward County

Public Adjusters in Fort Lauderdale, Florida

Fort Lauderdale saw $1.1 billion in property damage from a single flood event in April 2023. That same year, Florida insurers closed over 76,000 homeowner claims without paying a dime. If you're fighting for a fair insurance payout in Broward County, this guide covers everything you need to know - and how a public adjuster can change the outcome.

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Public Adjusters in Fort Lauderdale, Florida

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Fort Lauderdale Property Damage? Don't Navigate the Insurance Process Alone.